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How Bad Does it Hurt? Closing Your Oldest Credit Card

Take control by choosing credit cards tailored specifically to your financial goals and life situation. Right now, is it most important that you: Consolidate debt for lower monthly expenses? Accumulate the rewards for that vacation the family deserves? Pay low or NO interest right now? Start with a steady rate and depend on that same expense monthly? Different cards stretch your dollars further depending on exactly what you want to achieve. Our financial experts reviewed all the information for each card and listed the important facts so you can quickly measure which features best match your needs at this time.

Keep your letter next time, big bank! Every credit inquiry a card issuer performs brings your credit score down. An online institution like First Financial has the volume of offers to allow you to tailor how your credit will work. We then pass these savings on to you with credit cards that have the lowest interest rates and best rewards in the industry. Take advantage of the current credit trends to optimize your finances.

How does either situation happen? Positive or negative cash flow over time. The power of time turns the pennies the librarian saves with every purchase into dollars, certificates of deposit and finally a stock investment account.

Here at First Financial we do all we can to keep your fees down, your credit score up and your money flowing positively. Which borrowing group do you belong to?

Smart consumers work these deals to pay less. First Financial makes sure you know about the longest-term offers. In fact, credit card use has more benefits than convenience. One of our representatives will call you within 24 hours to finish the process. This website is an independent, advertising-supported comparison service. The card offers that appear on this site are from companies from which this website receives compensation. This compensation may impact how and where products appear on this site including, for example, the order in which they appear.

This website does not include all card companies or all card offers available in the marketplace. All other products and company names are trademarks of their respective companies.

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Archive How Bad Does it Hurt? Closing Your Oldest Credit Card I came home a few weeks ago to an ominously large envelope from 1st Financial Bank, USA, the guarantor of my oldest credit card—too large to be the statement or those deplorable fee-heavy cash advance checks they send me. You may remember from my grousing a while back that 1FB was guilty of pretty much every shady tactic outlawed by the CARD Act that recently went into effect, and how happy I was to finally pay the card off. The new annual fees? In fact, when I called up to cancel, I was told You know, your annual fee can be waived on a yearly basis, upon request. The only reason I still have the card is that it is my oldest by a year , and has the highest credit limit. Those two factors supposedly help my credit score out quite a bit.

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Contact Us Call collect from outside the U.S. You may have heard that there was unauthorized access to Target payment card data. The unauthorized access may impact customers who made a credit or. First Financial | We have the best credit cards to meet your financial goals. You can apply for a credit card online and find the right credit card for you.

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